First, it should be a credit card.

Second, some descriptions in the title are unclear.

Third, give a general answer: Your credit limit is 2,000. When you say there is money in it, you probably don’t mean the 2,000, but you may have deposited money into the card, which is 64 yuan. , after you buy something, the query shows that the money you spent is 62 yuan, so you only have 4 yuan in deposit in your card.

Fourth, if you confirm that you have not deposited money into the card, it may be the reward promised to you by the other party when you applied for the card, or you may have received an unexpected windfall.