When I was eating at my mother-in-law's house at noon, a friend of my mother-in-law called and said that someone had borrowed 5000 yuan from her in this community where her mother-in-law had lived for a long time. My father-in-law interjected that someone just bought a car and needed to borrow money!

The community where my parents-in-law live is the fund-raising room of my parents-in-law unit. Most people in the community are old colleagues and friends who have known each other for decades.

As for what they said, I don't know, so it's not easy to evaluate. But a person who borrows 5000 yuan for a long time and doesn't pay it back must have a bad personality.

Some people will say, maybe his economy is really difficult? I think he is in such financial difficulties that he can pay it back slowly and in several installments. At least reassure your friend who lent you money. You can sincerely explain to your friends that you can't come up with so much money recently, so pay back part of it first and the rest later. Just like the minimum repayment amount or installment payment of a credit card, you don't have to pay it back at all. He just didn't do it. He makes his friends feel uneasy. This is a credit problem.

In addition, people who retire at home like my father-in-law are holding thousands of dollars in pensions. According to the local economy, 5000 yuan is only a pension for more than one month or two months. Save a little money, take out a few hundred dollars a month and pay it off in a few months. Besides, he has to buy a car. The cheapest car in China costs tens of thousands of dollars. Only he knows if the person who can afford a car but can't borrow money can really afford it.

It is not easy to borrow money from friendship, and it also overdraws credit. Even if it is returned in the future, the boat of friendship will turn over.

It is really uneconomical to overdraw hundreds of thousands of debt of gratitude and not pay it back after the deadline.

In the first few years of work, I just changed my new job and am still on probation. The child of a relative at home borrowed money from me. I didn't want to borrow it at first, because I just changed my new job, my salary during the probation period is not high, and I have to rent a house outside, eat and take the bus. There is no surplus grain at all.

I can't stand him. He said to pay me back when I get paid at the end of the month. The idea at that time was relatively simple. I thought I was a relative, but I couldn't save face. I lent him 800 yuan. This 800 is two-thirds of my monthly salary.

By the end of the month, he didn't take the initiative to pay it back, so I was anxious because the rent was due on 1, but the salary was around 15. I started calling him, and I would have answered it several times before, but I was just looking for an excuse to delay. He didn't even answer the phone after that.

I borrowed several hundred dollars from my cousin to pay the rent for that month. As for why I don't talk to my parents, I think I'm an adult when I work. I want to be able to handle my own affairs.

It was a long time before I mentioned it to my parents. Mother's statement is that the relative's child has long been notorious at home. It seems that I am the only one who doesn't know.

He is so young that it is unwise to overdraw his family's personal credit before he has established his own contacts.

Life has a long way to go. If you don't find a way to maintain your credit, just like the child who cried wolf, no one will come to help you when you are really in trouble.

Since I was very young, my mother opened a small shop after work to subsidize my family. Because my mother still has work to do, the business of the shop is who is free at home to help. In fact, some people come to buy and get some household groceries, such as salt, soy sauce and vinegar.

Since all the purchases were made by my mother, no one else knew the price of the purchases, and there were indeed many groceries, neither my father nor I could remember the price, let alone my illiterate grandmother. But my mother has her own way. She didn't know the price when she was not at home, so she asked someone to take it back first and pay later.

At first, I was confused. Mom explained that they are all neighbors, and people won't pay for buying some worthless little things. Even if you really didn't pay, maybe you forgot, and you will still pay if you think about it. If he didn't come on purpose, he would be embarrassed to buy it later. Then I handed in the rest voluntarily. You can get honest customers with a little money, which is convenient for others and yourself. Why not?

Small shops are still the same. Sometimes when mom is not at home, grandma can't tell who bought it when she is old, and she doesn't care.

Once I asked my mother if the store had been losing money for so many years. My mother's answer impressed me. She said that every month is profitable.

For so many years, neighbors have long been accustomed to the convenient management mode of mother. And the mother will not take the opportunity to raise the price because others pay later.

I see the most common trust here.

Help is just a credit card. Pay back in time after swiping the card, and accumulate credit to increase the amount.

Qi Fan Qi wrote from the media category.