hello, (1) if you need to increase the temporary quota, when your fixed quota can't meet the consumption demand, you can apply to our bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the deadline. After the temporary limit expires, the used temporary limit (beyond the fixed limit) does not enjoy the convenience of circulating credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.

Application way:

I recommend you to use "China Merchants Bank Credit Card Official WeChat" to apply for temporary credit line anytime and anywhere! Wechat scan the QR code above and apply immediately: /CusService/Knowledge.aspx? Guid = 22812e4-6e5b-486f-94e-75add431c

You can also log in to credit card online banking and click Account Management → Account Limit Management → Temporary Limit Adjustment.

You can log in to Pocket Life and apply for increasing the temporary quota.

You can also apply by telephone voice. After dialing the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application".

(2) if it is necessary to increase the fixed limit, our bank will increase the fixed limit for cardholders with good card use records from time to time. Cardholders can also apply for increasing the fixed amount by themselves, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed amount.

application method: log in to credit card online banking and click account management → account limit management → fixed limit adjustment.

You can log in to Pocket Life and apply for increasing the fixed quota.

You can also apply by telephone voice. After calling the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application".

there is no fixed time limit for quota adjustment, which is subject to the audit results. I wish you success in withdrawing the quota!