But is there any way to make your interest-free period longer? The answer is yes. In some banks, the bill date can be adjusted according to your wishes. Flexible adjustment of your billing date can make your interest-free period longer. The second method is that when applying for bill installment, the bill date will be postponed to next month.
For example:
Take the action as an example, its bookkeeping date has three options: 5th of each month,15th, 25th and half a year. If your daily bill date is 5th, and last month's bill was paid on the 5th of October, 65438/kloc-0, you could have had a 50-day interest-free period when you swiped your card on the 6th, but during the period from1October 26th to February 4th, you can apply to change the bill date, and you can adjust the bill date to1October 25th. You need to repay on March 15, when the interest-free period of your 1.6 transaction will reach 70 days (March 15- 1.6). If it is still not long enough, you can apply for bill installment after the bill is issued on February 25 and before repayment. At this time, the installment of the 65438+10.6 transaction will be delayed for one month until March 25th, and you will not be required to start repayment until April/kloc-0.5. In this way, the interest-free period of your 65438+1 October 6 transaction will reach (April15-1October 6) 100 days, which is equivalent to more than three months of short-term credit extension, and the cost is only1billing installment fee.