First, older. Most banks issue credit cards under 60. If you get a credit card at the age of 59, you may not be able to do it.

Second, the age is too small. Although the minimum age for banks is 18, it is actually very difficult for ordinary people under 20 to get off the card.

Third, bad credit, needless to say, this kind of credit card, as long as it is a formal loan, most banks will not grant it to you.

Fourth, the debt is too high, and the probability of getting the card is quite small, because the bank will comprehensively evaluate your situation. If your debt exceeds a value of the bank, it may cause risks to the bank and the bank will refuse you.

Fifth, people with extremely unstable jobs will not issue cards, because unstable jobs mean unstable income. If your income is unstable, you may not be able to pay back the money on time, even if you can't pay back the money on time. Why did I send you a card?