Current location - Trademark Inquiry Complete Network - Overdue credit card - Can credit cards be used for purchases in general supermarkets?
Can credit cards be used for purchases in general supermarkets?

Credit cards can be swiped in general supermarkets, as long as the supermarket is equipped with a card swiping machine that supports credit card swiping.

Swiping your card on a POS machine is the most common way to use a credit card, and it is a way of swiping your card online. When swiping a card, the operator should first check the credit card's validity period and cardholder's last name and other information.

Then, select the corresponding POS machine according to the card issuing bank and the currency type to be paid, and slide the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot to connect to the bank, etc. Payment gateway, enter the corresponding amount.

After the remote payment gateway accepts the information, the POS will print out a receipt for payment by card (at least two copies). The cardholder should sign the receipt after checking that the information on the payment receipt is correct.

After the operator checks the signature on the receipt and the signature on the back of the credit card (including that the name completely matches and the handwriting basically matches), the operator gives the credit card and a copy of the card payment receipt to the cardholder. At this point, the POS machine The card swiping process is completed.

Extended information:

Supermarket owner used POS machine to cash out 20 million in 5 months:

In an ordinary supermarket near Malianwa Community in Haidian District, In just five months, supermarket sales exceeded 20 million. After investigation, it was found that the supermarket owner also ran a "side business" - cashing out POS machines.

The reporter learned yesterday that the Haidian Court sentenced the supermarket owner Men to 6 years in prison and a fine of 300,000 yuan for illegal business operations. It is understood that Men, who runs the supermarket, applied for several point-of-sale POS machines to prepare customers to pay with their cards.

Later, in order to make a commission and profit, Men began to use POS machines to engage in credit card cash-out business. Through fictitious transactions, cardholders were allowed to swipe their cards at POS machines in supermarkets, and the amount swiped was paid to the cardholders in cash. , charging a handling fee of one thousandth to three thousandths.

During the period from April to August 2013, Men cashed out a total of more than 20.21 million yuan. During the trial, Men confessed to his crime. He said he did not expect it to be so serious and did not know it was a crime. After the trial, the Haidian Court sentenced Men to six years in prison for illegal business operations and fined him 300,000 yuan.

Baidu Encyclopedia-Credit Card

People's Daily Online-Supermarket owner used POS machine to cash out 20 million in 5 months