online shopping payment is considered as credit card consumption, and the annual fee can be exempted after three times. The annual fee for the Gold Card of China Construction Bank is 16 yuan/year for credit cards and 8 yuan/year for Puka. You can avoid the annual fee (including online consumption) if you spend three times a year by swiping the credit card. The annual fee for the Platinum Card of a credit card is 58 yuan/year. You can only waive the annual fee for that year if you spend 1 times a year by swiping the card.

Extended information

"Cardholder" refers to the unit or individual who applied for a credit card and obtained the card issuance. The cardholder of the unit card shall be designated by his unit; Personal cardholders include main cardholders and supplementary cardholders.

"credit line" refers to the maximum credit line approved by the Bank for the cardholder according to his credit status and other factors, and used by the cardholder during the validity period of the card, including fixed line, temporary line and special line.

"installment payment" refers to the business that the cardholder applies to the Bank to repay a certain amount of consumer transactions for purchasing goods or services in installments, and after the approval of the Bank, the transaction amount is divided into several installments, and the cardholder repays according to the agreement through the Longka credit card and pays a certain handling fee, which is mainly divided into bill installment, cash installment, car purchase installment, decoration installment and so on.

"cash advance" includes cash withdrawal, cash transfer and cash recharge. Cash withdrawal means that the cardholder obtains the funds within the cash limit advanced by the credit card in cash through the bank's business outlets and electronic channels; Cash transfer refers to the cardholder's transfer of funds within the credit card advance cash limit to his bank settlement account through the bank's business outlets and electronic channels; Cash recharge means that the cardholder transfers the funds within the cash limit advanced by the credit card to the payment account opened by himself in a non-bank payment institution.

reference materials? Ccb credit card charging standard