For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. During this period, you don't need to pay any interest on non-cash transactions, provided that you pay off the current payable amount (total amount owed) on the current statement in full (you don't enjoy the interest-free discount on cash advance).

Credit cards have billing date and repayment date, which can be confirmed by statement, online banking or telephone banking.

Credit card consumption has become the living habit of many cardholders, especially those who have more credit cards. In the process of credit card overdraft consumption, it may be found that the interest-free period of different commercial banks is different. At the same time, due to different months, the longest interest-free period enjoyed by credit card holders of some commercial banks will have an error of 1-2 days.

Extended data:

Interest-free repayment period of credit cards of other banks except ICBC (unit: days):

China Industrial and Commercial Bank 25-56; Agricultural Bank 25-56; Bank of Communications 25-56; Bank of China 20-50; China Construction Bank 20-50;

Postal savings bank 20-50; China CITIC Bank 20-50; China Merchants Bank 20-50; Everbright Bank 20-50; Industrial Bank 20-50;

Minsheng Bank 20-50; Ping An Bank 20-50; Huaxia Bank 25-56; Rural commercial banks 25-56;

Baidu Encyclopedia-Credit Card Interest-free Period