Hello, the annual fee of Industrial Xiamen Airlines Egret Joint Credit Card (Platinum) is 2600 yuan per year, which cannot be reduced. The application conditions require a minimum annual income of more than 200,000, and a stable job and income can provide proof.

At present, the application conditions stipulated by the Industrial Bank Credit Card Center are:

(1) Applicant Qualification Any individual who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income, and has a good credit status can apply for a personal credit card master card with his/her valid identity certificate to the card issuer of the Bank.

(2) You must have a house and a car to apply for a Platinum Credit Card. Among them, the automobile output value is more than 250 thousand, and the real estate is more than 75 square meters. The limit is generally above 30 thousand, depending on your bank assets.

(3) If you have the qualifications of certified public accountants, lawyers, economists, tax agents and appraisers, it is easier to apply for success.

The preparation material is:

1. Identity information: copy of resident ID card or military officer's card;

2. Work income certificate: the salary certificate issued by your work unit (which needs to be stamped with the financial seal or official seal of the unit) and a copy of social security (which needs to be paid for more than half a year).