After the credit card expires, if the plaintiff is a direct interested party in the case, has a clear defendant; a complaint and relevant evidence materials; and it falls within the jurisdiction of the court being sued, he can file a lawsuit immediately, and the court will follow the law. The case will be accepted.
Legal basis
Article 119 of the "Civil Procedure Law of the People's Republic of China"
A prosecution must meet the following conditions:
p>(1) The plaintiff is a citizen, legal person or other organization that has a direct interest in the case;
(2) There is a clear defendant;
(3) There is Specific litigation claims, facts and reasons;
(4) It falls within the scope of the people's court to accept civil litigation and the jurisdiction of the people's court subject to the lawsuit.
Article 120
A complaint shall be submitted to the People's Court, and copies shall be submitted according to the number of defendants. If it is really difficult to write a complaint, the complaint can be filed orally, and the people's court will record it and inform the other party.
Article 123
The People’s Court shall protect the parties’ right to sue in accordance with the law. Prosecutions that comply with Article 119 of this Law must be accepted. If the case meets the conditions for prosecution, the case shall be filed within seven days and the parties shall be notified; if the conditions for prosecution are not met, a ruling shall be made within seven days and the case will not be accepted; if the plaintiff is dissatisfied with the ruling, he may appeal.