The grace period of Ping An Credit Card starts from the repayment date and ends before 24 o'clock on the third day. The repayment date is 15, so the grace period is before 24: 00 on 16, 17 and 18. Repayment within the grace period is normal repayment, which will not produce overdue records and overdue interest, and will not affect personal credit information.

Mainly to provide cardholders with some flexibility in financial arrangements to avoid overdue repayment due to short-term financial constraints.