What is the limit for applying for a Minsheng credit card for the first time?

When talking about Minsheng Credit Card, what everyone thinks of is the high limit. Indeed, compared to many other bank credit cards, Minsheng Credit Card has a higher limit and also has many discounts. Today, let’s talk about how much is the limit when applying for a Minsheng credit card for the first time?

What is the limit for applying for a Minsheng credit card for the first time?

Minsheng Credit Card has different limits according to different card levels, as follows:

1. Ordinary card: limit 3,000-10,000;

2. Gold Card: Limit 10,000-50,000;

3. Standard Platinum Card: 50,000-100,000; 4. Deluxe Platinum Card: 100,000-200,000;

5. Diamond Card: 200,000-1 million.

Generally speaking, when applying for a Minsheng credit card for the first time, as long as there is no bad credit record and a stable source of income, it is usually between 8,000 and 30,000 yuan. Of course, this is the situation for most people.

How to apply for a Minsheng credit card for the first time?

1. Enter the official website of Minsheng Bank Credit Card;

2. Click "Online Card Application e-Trigger" to enter the card application page;

3. Select the card type you want to apply for and click Apply Now;

4. Read the "Minsheng Credit Card Online Card Application Instructions" and click "OK";

5. Fill in the personal information Information and then submit;

6. Wait for review. A card will be mailed to you after passing.

I have summarized the content of applying for a Minsheng credit card for the first time here. I hope it can help you all.

You can apply for various credit cards quickly and safely.

Standard! What is the general limit of the Minsheng Credit Card Gold Card?

As we all know, ordinary credit cards are easy to apply for, but the limit is low. Gold cards have relatively high limits, but the application requirements are high. So, how much higher is the limit of this gold card than that of a regular card? Today, taking Minsheng Credit Card Gold Card as an example, let’s talk about what its limit is generally.

The limits of different card levels of Minsheng Credit Card are divided as follows:

Normal card limit: generally 3,000-10,000 yuan;

Gold card limit: generally 10,000-50,000 Yuan;

Standard Platinum Card limit: generally 50,000-100,000 Yuan;

Deluxe Platinum Card limit: generally 100,000-200,000 Yuan;

Diamond Card limit : Generally 200,000-1,000,000 yuan.

According to different card levels, the annual fee collection situation and the annual fee exemption policy are also different, which are also introduced here.

Regular Card: Annual fee is 100 yuan/year. The annual fee will be waived if you use it once in the first year, and the annual fee will be waived if you use it 8 times in the following year;

Gold Card: Annual fee The annual fee is 300 yuan/year, and the annual fee is waived in the first year. In the next year, the annual fee is waived for 8 purchases. times, no limit on the amount, the annual fee is waived for the current year, and the annual fee for the next year is waived if the spend is 50,000 yuan in the next year;

Luxury Platinum Card: the annual fee is 3,600 yuan/year, and the spend is 960,000 yuan the next year Yuan, the annual fee for the next year is waived;

The Minsheng Credit Card Gold Card limit is generally between 10,000 and 50,000 yuan. I hope the things I have compiled will be useful to you. Introduction,

you can apply for Minsheng credit card safely and quickly.

Which Minsheng Credit Card has the higher limit?

Generally speaking, credit card limits are divided according to the grade of the card. The higher the grade of the card, the higher the limit.

Do you know which Minsheng credit card has a higher limit? What is the general limit of a Minsheng credit card?

Minsheng credit card limit standards are as follows:

The limit for regular cards is 3,000 yuan to 15,000 yuan;

The limit for gold cards is 10,000 yuan to 50,000 yuan;

The standard platinum card limit is 50,000 yuan-100,000 yuan;

The luxury platinum card limit is 100,000 yuan-300,000 yuan;

The diamond card limit is 300,000 yuan and above ;

The limit range of Minsheng Unlimited Credit Card is 1,000,000 yuan and above.

It can be seen that the Minsheng Unlimited Credit Card has the highest limit. Relatively speaking, this card will definitely not be approved without certain proof of financial resources.

The more sufficient proof of financial resources provided, the higher the limit will be after the card is issued. Financial proof includes but is not limited to the applicant’s time deposit certificate at Minsheng Bank; the car driving license, real estate ownership certificate, etc. in the applicant’s name Certification materials; the applicant’s salary card statements for the past three months; documents proving the applicant’s relevant financial investments, such as stock funds, etc.

At the same time, the credit card limit also affects the level of education, whether it is a local household registration in the place of application, marital status and the nature of the employer.

No matter which Minsheng credit card has a higher limit, it is best if you can afford the repayment and use it enough.

Does Minsheng Bank’s credit card limit have a high limit?

Whether Minsheng Bank’s credit card limit has a high limit is related to the card level and the qualifications of the card applicant. Under normal circumstances, the credit limit of Minsheng Bank's regular credit card is between 1,000 yuan and 10,000 yuan, the credit limit of gold card is between 10,000 yuan and 50,000 yuan, and the credit limit of platinum and above credit cards is more than 50,000 yuan. In addition, the specific credit limit is also related to the qualifications of the card applicant. The main reference factors are work, income, credit, personal assets, etc. If these aspects are good, you can get a higher credit limit.

For more information about whether Minsheng Bank’s credit card limit is high, enter: View more content

What is the approximate limit for the first application of Minsheng Bank’s credit card

Minsheng Bank The specific limit of a credit card gold card depends on your conditions, and everyone is different. It depends on personal financial situation and credit level.

The limit of the Minsheng Bank Gold Credit Card is generally between RMB 10,000 and RMB 50,000. The annual fee for the Minsheng Bank Gold Credit Card is RMB 300. The interest-free period can be as short as 25 days or as long as 56 days. . If you use the card beyond the credit limit, an annual interest rate of 5.00 will be charged daily for the portion exceeding the credit limit, with a minimum of RMB 10.00/USD 1.00. The Minsheng Bank Credit Card Gold Card is free of annual fees for the first year, and the annual fees for the next year are waived if you swipe the card 8 times.

Extended information:

1. Pay attention to two dates: billing date and repayment date

Generally, the repayment date is 20 days or 25 days after the billing date If the card is swiped the day after the bill date, the interest-free period will be the longest. If the card is swiped the day before the bill date, the interest-free period will be the shortest.

2. Protect the credit card information

The three most critical information on the credit card: validity period and CVV code affect the security of your card use. Especially the CVV code, which is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code. Some people even use a razor blade to scratch off the CVV code and keep those three numbers in mind.

3. Only by swiping your card frequently will you be able to avoid annual fees; only by paying back on time can you raise your credit limit

Generally, the annual fee can be waived if you swipe your credit card six times.

So be sure to pay off the annual fee. In addition, swiping your card more frequently can also increase your credit card limit. At the same time, pay back on time and maintain a good credit record. This is also a way to increase your credit limit. . And now mobile POS cardless payment is also very convenient and belongs to online consumption. Combined with daily offline consumption, multiple combinations can be used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified. It is not necessary to go to a bank branch or a teller machine to transfer funds. Repayment.

Credit card repayment methods include Alipay repayment, debit card binding automatic repayment, UnionPay online repayment, online banking transfer repayment, Tenpay repayment, etc. Therefore, choose the method that suits you and repay in the fastest and most convenient way!

5. If it does not work, or the repayment is delayed due to something, you can call customer service to apply for an extension of repayment

That is, if your funds are temporarily unable to be turned over, or your repayment is delayed due to something, don't worry, call the bank customer service immediately and apply for a one to three day deferment of repayment. Generally, bank customer service will help you extend it! You can also transfer multiple credit cards. If you don’t know how to transfer, you can send me a private message.

6. What should you do if you are short of funds? Apply to change the billing date and extend the interest-free period

When applying to change the billing date, you should pay attention to calculating the billing date and enjoy the longest interest-free period. interest period to relieve the pressure of tight funds. However, this skill cannot be used every month. It is said that some banks can only apply for changes once every six months, some banks can only apply for changes once a year, and some banks can only apply for changes in a lifetime. Once!

7. Say no to all unreasonable charges

Anyone who has unreasonable charges on their credit card can call customer service, bargain with the customer service, and apply to cancel the unreasonable charges, such as If the customer service disagrees, you can insist on complaining to the end, and you can usually win.

8. Use credit card installments with caution

Credit card installments have very high interest rates. Even if they are interest-free, the installment fees are not cheap. You need to use installments with caution and do not let the bank make a profit on itself. Cents! Of course, except for those who are unable to repay their credit card debt on time under special circumstances, and those who want to increase their credit card limit as soon as possible.

9. Pay attention to various credit card consumption traps

Be reminded to always pay attention to prevent various credit card consumption traps, such as the Haoxiangdai line provided by Bank of Communications, Caizhijin provided by Guangfa, These are all small credit loans with extremely high interest rates. If you are offered by a credit card specialist, you will be rejected. Anyone who borrows a credit card to sell insurance will be rejected!

10. Try not to use it for cash withdrawals

Credit cards cannot be used to withdraw cash. Unless you are in an emergency, very urgent, otherwise we do not approve of withdrawing cash by credit card. The handling fees and interest cannot afford it! Remember, credit cards are used for consumption, not for withdrawing cash! If If you need it urgently, you can communicate with the editor and I can recommend you a cost-effective way to take it out.

What is the general limit of Minsheng credit card?

1. Regular card: minimum limit is 5,000 yuan, maximum limit is 15,000 yuan;

2. Gold card: minimum The limit is 10,000 yuan, and the maximum limit is 50,000 yuan;

3. Platinum Card: The standard platinum card limit is between 50,000 yuan and 100,000 yuan; the deluxe platinum card limit is between 100,000 yuan and 300,000 yuan ;

4. Diamond Card: 300,000 yuan and above

Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

According to different card issuers, they can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card.

This type of card can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of issuance, it can be divided into corporate cards and personal cards

Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card.

Gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

This ends the introduction about the general limit of Minsheng Credit Card and the limit of Minsheng Credit Card. I wonder if you found the information you need?