special
(1) According to the star rating system of China Industrial and Commercial Bank, the regulations on handling different levels of customers are as follows:
1, four-star customers can apply for ICBC credit cards;
2. Five-star customers can apply for ICBC credit card gold card;
3. Six-star and seven-star customers can apply for platinum cards of ICBC credit cards.
(2) According to the above regulations, the credit card limit of ICBC's four-star customers is generally below 6,543,800 yuan, because the credit card level that can be applied for is ordinary.
(3) However, when ICBC's four-star customers handle business at ICBC's outlets, there is a warm reminder on the number-taking list: Invite to apply for a card: If you are a high-quality customer, you are sincerely invited to apply for our credit card with a limit of about 50,000.00, which can be applied through our outlets or online.
Handle credit card status
Because credit cards have the function of overdraft, that is to say, you can swipe your card to shop without money, so not everyone can apply for credit cards, and banks only issue credit cards to people they think are honest.
1, aged between 18 and 65;
2. Have a stable occupation and income;
3. Have good credit and the ability to repay the principal and interest on time;
4. Natural persons with full capacity for civil conduct (robots, vegetarians, minors and people with a certain degree of mental illness are not allowed).
1. required information-identification documents:
(1), domestic person: a copy of the applicant's ID card or military officer's card;
(2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports.
2. Other supporting documents (please provide as much as possible, which will help to increase your credit limit):
(1) Copy of work certificate or work identity certificate (work permit), original business card and original work certificate of official seal of the unit.
(2) Income certificate: the salary record of the last three months issued by the bank (copy of salary card statement) or the copy of personal income tax withholding certificate or the original income certificate issued by the unit.
(3) Copies of education certificate, professional title certificate, professional qualification certificate, self-owned real estate license, self-owned car driving license, time deposit certificate and other materials, original vouchers such as telephone bill, water and electricity bill, gas bill and other bank credit card certification documents in the last three months of the current residence. I suggest that before you apply for a credit card, you can call the credit card customer service number in advance to inquire about the "requirements for handling a credit card" of your favorite credit card issuer, or you can log on to the website of the credit card center to inquire about the specific conditions for handling a credit card and what materials you need to provide.