Hello, relevant introduction to China Merchants Bank Gold Card:

1. China Merchants Bank credit card levels include: Black Gold Card, Unlimited Card, Platinum Card, Gold Card and Regular Card.

2. The difference between Gold Card and Regular Card: Limit: Gold Card has a maximum limit of RMB 50,000; Regular Card has a maximum limit of RMB 10,000.

Annual fee: Gold card is RMB 300 per year per card, and standard card is RMB 100 per year.

Discounts: Gold card holders can enjoy more card swiping discounts and conveniences.

For example, overseas, we provide free emergency replacement cards and other services for gold card holders.

The credit card limit is comprehensively assessed based on the financial proof and other information submitted by the customer.

For each credit card type, when you apply, you can choose to apply for the gold card level.

If you need to learn more, you can click this link/CCPRODUCT/newcustomer.aspx

To learn more about China Merchants Bank Credit Card.

The most important conditions for applying for a China Merchants Bank credit card are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit. Detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a copy of the military ID; 2. Proof of employment : It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original work certificate\plate that has been verified by the promoter and marked Copy;

3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank A copy of the time deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

Generally, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The specific limit is based on the audit results. allow.

If you need to apply for a gold card, you are required to provide as much proof of your financial resources as possible.