Agency payment transaction refers to the transaction initiated by merchants in the form of batch documents when they carry out agency payment business, and the money is transferred from the company settlement account to the designated bank card account. ?
Payment item refers to the name of the merchant to pay. Payment interval refers to the time interval corresponding to the payment of merchants to the collection account. The deadline for batch transaction response refers to the business rules for card issuers to return batch payment transactions to UnionPay cards.
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There are also many forms of installment payment: the purchaser pays by installment, usually paying the down payment first, and then paying the second money after receiving the notice from the real estate agent; Divided into three installments, and the third installment will be paid within a certain period of time after check-in.
In this way, the buyer usually pays more than one-time payment, but at the same time it can reduce the possible losses in the auction, such as "unfinished houses", as well as the decline in house prices other than the down payment and the changes in the economic situation of the buyer.
Loan installments are generally paid off in several years. The key here is when the installment payment will start except the down payment, in other words, when the loan bank will hand over the loan from the property buyer to the real estate developer. This time can start as soon as the loan procedure is completed, or it can start as soon as the house is handed over, which is more beneficial to the buyers.
Of course, how to pay is not the wishful thinking of buyers. If real estate developers have no strength, they must rely on buyers' money to build houses. Usually, they will not agree that the buyer's second payment will be delayed until delivery. In this case, property buyers can only decide whether to buy a real estate developer's house.
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