Generally, the overdue credit card will not affect the civil servant's political examination, which mainly examines whether he has committed any illegal or criminal acts. However, the consequences of overdue credit cards are also serious, resulting in overdue penalty interest and discrediting personal credit information. If the crime of credit card fraud is involved, it will be dealt with by criminal law, which will naturally affect the political review of civil servants.

If you want to take the civil service exam, it's best not to overdue your credit card. Even if it doesn't affect the political examination, bad credit will affect your future job promotion.

Now is the era of credit. Once credit is tainted, many things will be hard to move. Online lending is also the source of big data. Once big data is confused and listed as a high credit risk, it will affect credit reporting and living restrictions. People who don't know about credit reporting and big data can check their credit data at: Kingfisher Data, understand their credit data, loan records and risks, and help everyone pay attention to protecting their big data credit records.

Extended information:

Does the use of borrowings affect the political examination of civil servants?

no.

when users use borrowing, borrowing records will be left in the credit report. Even if civil servants need to inquire about the user's personal credit report, borrowing records will not affect the results of the political review. Or if there is an overdue record on the credit report, it can only be said that the user's personal credit report is bad, and the personal credit report will not affect the political review.

Therefore, users can normally use debit notes during the political review, and they can repay on time as much as possible. After all, overdue records will be generated as long as they are overdue, which will affect the subsequent handling of other credit businesses.