After the credit card is overdue, the bank will not collect it for three months, and the borrower will generally call the police. If the borrower owes a large amount of money and is deemed to be overdue in bad faith, the court will sue for credit card fraud, so the cardholder will bear certain criminal responsibility. \x0d\ Judgment on whether the credit card is overdue or not: \x0d\ 1. Restrictions on malicious overdraft of credit cards: \x0d\ 1. Bank collection at least twice; \x0d\2。 The overdraft amount has not been returned for more than three months. \x0d\ II。 Limit of overdraft amount: \x0d\ If the amount is more than 6,543.8+0,000 yuan but less than 6,543.8+0,000 yuan, it will be considered as a large amount; \x0d\ If the amount is more than 654.38+10,000 yuan but less than 1 10,000 yuan, it is deemed as a huge amount; \x0d\ If the amount is more than 6.5438+0 million yuan, it is deemed as "extremely huge". \x0d\ Article 196th of the Criminal Law clearly stipulates that a person who maliciously overdraws a credit card for more than 5,000 yuan constitutes the crime of credit card fraud and can be sentenced to fixed-term imprisonment of not more than three years; Malicious overdraft of more than 50,000 yuan and less than 200,000 yuan is a huge amount, and may be sentenced to fixed-term imprisonment of more than 5 years 10 years; More than 200,000 yuan is a huge amount, and the sentence exceeds 10 years. \x0d\ There are too many overdue credit card information. Can I go to jail? Go to:/ask/006eda1615824029.html? Zd view more content