If you don’t want to use the credit card after opening it, or decide to give up after using it for a period of time, you need to cancel the credit card. Let’s talk about how to cancel the HSBC credit card?

1. HSBC How to cancel a bank credit card

1. Call the customer service hotline to cancel the account

Credit card holders can apply for card cancellation by calling the HSBC 24-hour customer service hotline. There must be no outstanding balance in the account when canceling the card, and to ensure the security of the account, the card must be with you when canceling the card over the phone.

2. Cancel the account through the bank counter

If the credit card is lost, the cardholder needs to go to the branch counter to complete the cancellation procedure.

Editor’s reminder:

1. Since HSBC credit card cancellation does not cancel the account by default, cardholders who need to cancel the account must clearly submit an account cancellation application to the staff.

2. At present, HSBC has relatively few branches in China, so it is best to call the customer service number of the credit card center to report the loss first.

3. If you need someone else to do it for you, you need to handwrite a power of attorney and stamp it.

2. Why is it difficult to apply again after canceling an HSBC credit card?

It is generally difficult to apply for a short-term application. Some will make it clear on the official website that within six months of canceling our credit card (or within a certain period of time) the application cannot be re-examined. In some banks' systems, if a cardholder whose card has been canceled applies again within six months, the system will not approve it.

If you really like HSBC’s credit card, wait until HSBC calms down before applying.