The national card-disconnection campaign (disconnecting phone cards and bank cards) has begun. A bank card under my name is involved in the case. I will not be able to open a new account within 5 years. Mobile payment is prohibited. You can only pay in cash for groceries. , all business must be done at the counter; at the same time, it will be recorded in the credit report, basically saying goodbye to credit cards, home loans and car loans. If you want to make a complaint, you can only call the complaint hotline of the corresponding bank.

Relevant knowledge: 1. Since this year, telecommunications network fraud has continued to occur at a high rate. For individual users with non-local household registration, bank staff will require the account holder to provide additional information such as temporary residence permit and work certificate for further manual verification. The staff said, "This is in response to regulatory requirements. It is understood that all banks in the Shanghai area are implementing it. The main purpose is to rectify illegal activities such as false account openings and bank account sales, and to control bank account management from the source."< /p>

2. Illegal buying and selling of bank accounts will face severe punishment

1) Any individual who rents, lends, sells or purchases bank cards or corporate accounts recognized by the public security organs shall bear legal liability in addition to , banks and payment institutions implement disciplinary measures against relevant individuals, suspending all non-counter business of their bank accounts and payment accounts within 5 years, and prohibiting them from opening new accounts.

2) Since the beginning of this year, intensive operations have been carried out across the country to crack down on the crime of illegal trading of bank accounts. On October 10, the inter-ministerial joint meeting of the State Council on cracking down on new illegal crimes in telecommunications networks held a national "card-breaking" action deployment meeting to severely crack down on the illegal opening and selling of phone cards and bank cards.

3) On October 20, the national "card disconnection" operation launched the first round of centralized network closure. According to the report, the police arrested more than 4,600 suspects involved in "two card" violations, seized more than 65,000 phone cards and bank cards, and jointly punished 15,000 people. The "card breaking" operation has achieved initial results.

4) The relevant person in charge of the Payment and Settlement Department of the People's Bank of China pointed out that these 15,000 people are mainly people involved in the illegal buying and selling of bank accounts and payment accounts. The above-mentioned personnel have been prohibited from opening new accounts or using the bank's non-counter business and payment accounts, "including our mobile banking, online banking, POS card swiping, and WeChat and Alipay QR code payments, etc." "