There are only five levels of VIP in Shang Hui Bank. According to relevant information, the vip customers of Shang Hui Bank are divided into five grades: bronze, silver, gold, platinum and diamond, and the membership points of the customer grades are counted by natural month. The calculation standard of customer membership points is mainly divided into four parts, namely, "Huixing Credit Card" APP login days, transaction days, transaction amount and installment amount, with the full score of 130, in which the full score of APP login days is 10, the full score of transaction days is 50, the full score of transaction amount is 40 and the full score of installment amount is 30.