Yes, your credit card will be subject to a credit report one week after it is overdue.

Details:

1. Overdue credit card refers to the situation where the cardholder fails to repay the amount due on the credit card bill on time.

2. Credit report refers to the record of personal credit status. Through credit report, you can understand your personal credit history and credit rating. Credit reporting agencies record and analyze data provided by banks and other financial institutions.

3. One week after a credit card is overdue, the bank will usually report the relevant information to the credit bureau and record the overdue record in the cardholder's credit report.

4. The existence of overdue records will have a negative impact on personal credit ratings, which may lead to a decline in personal credit, which will in turn affect the approval results of future applications for loans, credit cards and other financial services.

5. Therefore, paying off credit card bills on time is an important step to maintain a good credit record and avoid overdue payments that will have a negative impact on personal credit.

Summary:

A credit report will be issued one week after the credit card is overdue. Overdue records will have a negative impact on personal credit ratings. In order to maintain a good credit record, cardholders should pay off their credit card bills in a timely manner.

Extended information:

Credit reporting agencies are professional institutions authorized by the People's Bank of China. They are mainly responsible for recording, collating and querying credit information of individuals and enterprises. Common credit reporting agencies include the People's Bank of China Credit Reporting Center, Baihang Credit Reporting, Sesame Credit, etc. Overdue records will generally be kept in the credit report for a period of time, and the specific length of time depends on different credit reporting agencies and the overdue situation. In addition to bank data, credit reporting agencies will also collect credit information provided by other financial institutions, telecom operators, real estate developers and other relevant parties to form a comprehensive personal credit report.

Please note that the above content is for reference only, and the specific situation may vary slightly due to differences in personal credit card contracts and bank policies. It is recommended that you consult the relevant bank or credit bureau on specific issues to obtain accurate information.