Age: the main card applicant must be 18-60 years old (foreigners are 25-60 years old);
The ID card should be a copy of the front and back of the ID card; Soldiers should provide a copy of the military card; Foreigners can use passports and residence permits or employment certificates; Taiwan Province people can use Taiwanese certificates and employment certificates; Hong Kong and Macao people can use the Home Visit Permit and Employment Permit/Residence Permit;
The work certificate can be the original work certificate issued by the employer (indicating the specific company name, department, position and income, and stamped with the official seal or personnel seal of the company), or a copy of the work permit/license verified and indicated by the sponsor;
The financial proof can be a payroll record issued by the bank, or an income tax withholding certificate, or a copy of the real estate license/car driving license/bank time deposit certificate, etc. For example: social insurance personal account list in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Tips: Credit card issuance is subject to the final audit results.
The approved quota is comprehensively evaluated based on the information you submitted. Generally, the amount of ordinary cards is 3,000 to 1 1,000 yuan; The gold card amount is generally 1 10,000 to 50,000 yuan; The amount of platinum diamond credit card is generally a fixed amount of 50,000 yuan+a temporary amount that is actively adjusted for you every month; The unlimited credit card limit is subject to the audit results. Please refer to the final audit results. Note: Multiple credit cards under the same account name share the same limit.
(Reply time: 20 19 April19, please refer to China Merchants Bank official website for the latest business changes).
1. How long is the grace period for overdue credit cards?
1. Generally speaking, credit card repayment usually has a grace period of