The China Merchants Bank Gold Card has more benefits than the regular card, and the usage methods are the same. So what are the conditions for applying for the China Merchants Bank Gold Card? How to apply? Please see the conditions for applying for the China Merchants Bank Gold Card compiled by the editor below.
Conditions for applying for China Merchants Bank Gold Card 1. All-in-one gold card
For gold cards (including magnetic stripe gold cards and IC gold cards), there is a gold card window service at the counter to handle business, and you can arrange The gold card queue reduces waiting time, and there are also discounts on handling fees. For example, no handling fees are charged for withdrawals from China Merchants Bank ATMs in the same city or in other places. It is free to use the card to make deposits at deposit machines (regardless of whether they are in the same city or in another place). At the same time, the All-in-one Gold Card is free of charge for domestic transfers through online banking. (Accounts under the same customer number can enjoy discounts on transfers and remittances according to the highest level of the card. If other cards under your name also use the same ID card to open accounts, then you can enjoy the gold card discounts using any card under your name for transfers and remittances)< /p>
2. Credit card gold card
The application requirements for the credit card gold card are higher than those for ordinary cards (including job stability, income and other financial conditions, etc.). In terms of credit limit, the credit limit of a gold card is usually higher than that of a regular card (the maximum credit limit of a gold card is RMB 50,000; the maximum credit limit of a regular card is RMB 10,000). Except for the annual fee (gold card is RMB 300 per card per year, and standard card is RMB 100 per year), the usage methods are the same. In addition, the gold card symbolizes dignity and glory and demonstrates status. Gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, we provide free emergency replacement cards and other services for gold card holders.
Benefits of applying for a China Merchants Bank Gold Card 1. Nobleness
The gold card symbolizes that you are an exclusive customer of China Merchants Bank Gold Card, and gold cards are all "core cards", in terms of security. Higher than magnetic stripe cards.
2. Save time
If you want to purchase financial products or consult financial knowledge, each branch of China Merchants Bank has opened a dedicated financial service area, allowing gold card customers to enjoy exclusive financial services space.
3. Save money
This is the most important point. CMB Gold Card customers can enjoy a number of handling fee discounts when handling various settlement banking services:
Counter business discounts
Over-the-counter deposits and exchanges: 50% off
Other general remittances across places: 50% off
Domestic/foreign outbound remittances: 5 Discount
Self-service business discounts
Mobile banking domestic remittance: free
Online banking domestic remittance: free
ATM out-of-region CMB withdrawal: Free
ATM inter-bank withdrawals: the first 5 transactions per month are free
When you become a CMB Gold Card customer, if your monthly average daily assets are more than 50,000 yuan, it will be exempted Account management fee for the month.
4. Exclusive wealth management
China Merchants Bank will assign you a wealth management manager. When you want to purchase financial management, funds, insurance and other products, you can directly ask the wealth management manager , the financial management manager will push you the currently popular and cost-effective financial products from time to time, and sometimes there are financial products with higher returns that are exclusive to gold card customers.
China Merchants Bank Credit Card: The application requirements for Gold Card and Gold Card are higher than those for regular cards (including job stability, income and other financial conditions, etc.).
In terms of credit limit, the credit limit of gold card is usually higher than that of ordinary card (gold card has a maximum credit limit of RMB 500,000; ordinary card has a maximum credit limit of RMB 50,000), except for the annual fee (gold card has a maximum credit limit of RMB 500,000). Each card costs RMB 300 per year, and regular cards cost RMB 100 per year). The usage methods are the same.
In addition, the gold card symbolizes dignity and glory and demonstrates status. Gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, China Merchants Bank provides free emergency replacement cards and other services to gold card holders.
>>>More excitement on the next page? Introduction to China Merchants Credit Card products?