Generally speaking, it is relatively easy for commercial banks to handle credit cards. The reason why the landlord's application was rejected may be that he did not submit enough financial documents when applying. If the materials provided are not detailed, the bank will think that you don't have enough financial qualifications to support your overdraft, which will lead to the rejection of your application. It is suggested that the landlord wait for three months before applying, and these materials need to be prepared when applying again:

1. Work certificate and income certificate with official seal issued by the landlord company.

2. The landlord's payment record of five insurances and one gold in the last three months.

The landlord can submit the real estate license if he has a house in this city.

4. Employment certificate of the landlord's salary card in the last three months

When the above items are ready, you can apply for a credit card at Industrial Bank. I hope my answer can help the landlord!