Hello, China Merchants Bank’s all-currency international credit card 1) All-currency international credit cards can automatically purchase foreign exchange and repay in RMB 2) No additional credit card annual fees are waived within the validity period 3) Any foreign currency consumption around the world, 0 Currency exchange fee Warm reminder: * This card has the automatic foreign exchange purchase function enabled by default and cannot be canceled. Foreign currency consumption is repaid in RMB, and foreign currency repayment is not supported. * This card cannot be used on UnionPay lines or on machines not partnered with China Merchants Bank. If you need to make transactions through the above channels, it is recommended that you apply for other credit card products of China Merchants Bank. * International credit cards in all currencies do not currently support repayment through UnionPay channels (including transfers from other banks, over-the-counter transfers, Xinpay Lakala, etc.). 1. If you have multiple China Merchants Bank credit cards under your name, you can repay the payment via UnionPay channels. Credit cards with the UnionPay logo can be repaid through any repayment channel, because the bills for all-currency cards are also issued together; 2. If you only have a full-currency card under your name, cash payment at the bank's counter and over-the-counter payment are currently supported. Repayment methods include transfer payment, automatic deduction, online banking public version, professional version payment, CDM cash deposit of our bank, mobile life, mobile banking, Alipay, Tenpay and other repayment methods. You can click on the link to inquire: /ccard/quanbika/