1, cardholder income
At the initial stage of card application, the applicant needs to provide proof of income, work and property to the bank. The bank will identify the borrower's repayment ability through these materials provided by the applicant, so as to determine the credit card limit.
2. The credit status of the cardholder
The better the cardholder's credit, the more he can apply for a high credit card, and the worse the credit, and vice versa. Severe cases will not be able to apply for a credit card.
3, the number of credit card consumption
Frequent use of credit cards, regardless of the amount, as long as you can swipe your card, will definitely help to increase the credit card amount.
4. Credit card spending amount
After applying for a credit card, swipe as many credit cards as possible every month, which also helps to increase the credit card limit.