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How do novices handle credit cards?

First, the bank outlet handles the credit card

Users can choose the bank they want to handle, bring their ID cards directly to the bank outlet, and then inform the lobby manager of the bank that they need to handle the credit card. At this time, the lobby manager will give the user a credit card application form, fill in the information according to the requirements of the form, then pick up the number at the number machine and wait for the counter to call. After calling your own number, you can go to the counter and submit the application form and personal ID card to the staff, who will handle it for the user and wait for the audit result after the submission is successful.

Second, banks handle credit cards in official website

Every bank has its own official website. Users can visit the official website of their own bank, then find the credit card section on the home page, click enter, select the type of credit card they want to handle, submit their application materials according to the page prompts, and then wait for the audit results.

Precautions for novice card selection:

1. Choose a bank with many outlets, which is also convenient for doing business.

2. Choose a credit card according to your own needs. For example, if there are more shopping expenses in supermarkets, you can choose a supermarket co-branded card and enjoy credit card discount; If the frequency of business trips is relatively high, then it is suitable to apply for an airline co-branded card or a hotel co-branded card and so on.

3. Choose the card level according to your actual situation. If you have a good financial situation, you can apply for a platinum card directly. If you are in general, you'd better apply for a general card. Users should fully consider their repayment ability and must not overdue repayment.