At present, the maximum amount of IOUs in JD.COM is 15000 yuan, which is determined according to the user's shopping transactions in JD.COM, whether there are any bad records, membership level, other credit management records, such as the credit report of the People's Bank of China and the sesame credit of Alipay, and the user's salary level. As long as you are hiding in JD.COM for shopping and your consumption level is relatively high, you can generally apply for a quota of 7,000 to 8,000 yuan, which can be used to buy most goods. Besides, JD.COM JD.COM's IOUs can't be cashed.

At present, the highest amount of IOUs in JD.COM seems to be 15000 yuan, but most people are within 1000 yuan. Everyone who can reach 10 thousand yuan loves shopping and the salary is high. Because the amount of IOUs is automatically assessed by the system according to your consumption and credit rating in JD.COM, if your qualifications are good, the amount will be high.

If you want to increase the amount of IOUs, you can:

1. You can receive the cash withdrawal package at Jingdong Financial White Line Management every week. Although the amount is not large, it can be withdrawn;

2. It is not standard to participate in some activities to increase the quota;

3. Consumption in JD.COM can be improved.

For more information about the maximum number of white bars in JD.COM, please visit: See More.

How much is the single limit of JD.COM white card credit card?

The limit of JD.COM IOUs is 1 1,000 yuan, which is a single transaction, and the amount of IOUs that cannot be used exceeds 1 1,000 yuan; In the case that there is still a limit on white stripes, you can continue to brush, as long as the single pen is controlled below 1000 yuan.

What is the number of white stripes in JD.COM?

How much is the IOU in JD.COM? Can JD.COM's IOUs be increased? You can enjoy the longest 30-day deferred payment period or the longest 24-installment payment by using IOUs on JD.COM website, which is the first Internet consumer finance product in the industry.

White stripe quota in JD.COM

Generally, the initial price is 2000-5000 yuan, which is not fixed. You can increase the number by improving your data activities in JD.COM. Generally speaking, JD.COM will refer to the following factors when approving user IOUs: user's consumption records, delivery information, return information, shopping evaluation, etc. According to these data, carry out risk rating, score at different levels, and get the corresponding credit limit, with the maximum limit of 1.5 million yuan.

JD.COM IOUs Credit Line Type

1, quota

The basic line of IOUs account, that is, the line obtained by comprehensive evaluation of the system; Every six months, JD.COM will adjust the quota according to the credit situation;

2. Temporary quotas

That is, the amount obtained through activities, cash withdrawal packages and automatic cash withdrawal by the system. The temporary quota is valid for a certain period of time and automatically becomes invalid after the expiration of the period. Temporary quotas can be applied before the annual shopping spree, which are the most effective, such as: 665438+2008 promotion, double 1 1, double 12, year-end promotion, etc.

3. Exclusive quota

That is, the amount obtained through the activity, the system automatically withdraws cash, etc. , and the exclusive amount is only reflected in the total amount of the payment page when purchasing the specified goods, and cannot be used for other purposes.

Can JD.COM's IOUs be increased?

At present, it is not supported to actively apply for increasing the amount of IOUs. JD.COM will adjust the amount according to your usage and consumption. For example, the Jingdong Financial APP client can receive a certain amount of cash withdrawal packages every week.

In JD.COM, there is no way to increase the number of IOUs quickly. In order to gain credibility, you must buy things from JD.COM. From ordinary users to top users, it depends on how much you buy a year. If you can't reach the first level after one year, you will be deducted a certain score. Just pay attention to the level requirements of others.

Different from the credit card, the credit card supports the cardholder to apply for increasing the quota by himself, while JD.COM IOUs currently do not support the initiative to apply for increasing the IOUs quota. JD.COM will adjust the quota according to your usage and consumption. The use and consumption of white bars is the key to increase, and your white bars will be adjusted irregularly according to your use and market activities. In addition, in the case of insufficient amount, payment methods such as white bars can also be used in combination, which can also alleviate part of the payment pressure.

What is the number of white stripes in JD.COM?

At present, the maximum amount of IOUs in JD.COM is 1.5 million yuan. If the amount is not large, it is generally around 2000 to 5000 yuan, but this amount is not fixed. You can increase the number by improving your data activities in JD.COM.

Extended data:

“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data.

Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.

2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.

JD.COM Baitiao is the first Internet consumer finance product in the industry.

"Pay first and then pay back", enjoy a maximum interest-free period of 30 days and a maximum of 24 installments.

Log in to Baitiao official website or Jingdong Financial APP- Baitiao, and you can enter the page to apply for activation independently. Users of JD.COM Mall are eligible to activate the "white note" for mall consumption.