Annual fee for Industrial Bank's standard dual-currency credit card: The annual fee for the regular card is waived in the first year, and the annual fee for the following year will be waived if the card is used 5 times within a year. (What does this sentence mean?)

It means that there is no annual fee in the first year. As long as you swipe the card 5 times in the first year, there is no limit on the amount, there will be no annual fee in the second year, and so on. If you swipe the card 5 times in a year, there will be no annual fee in the third year

If you don’t swipe the card 5 times in the first year, you will be charged an annual fee in the second year. The annual fee for regular cards is usually 80 or 100. , don’t listen to what people above say, it ranges from 20 to 50 yuan, I have never heard of a credit card with an annual fee of 20 yuan, haha~ It’s so funny

In addition, the year mentioned here is 12 months meaning