Plan: The excess amount actually used over the original credit limit will be added to the minimum repayment amount in the next statement. The fixed limit is the maximum limit granted by the bank that can be used repeatedly. After it is used up, you cannot spend more than the limit. If you have a China Merchants Bank credit card and the subsequent limit is not enough, you can try to apply for a limit increase. __
You can apply for fixed credit limit adjustment in three ways:
1. After holding the card for a period of time, you can call our customer service hotline or log in to online banking or Call the customer service hotline to apply for an increase in credit limit, and we will apply for you based on your past card use;
2. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates ( For example, you have not provided proof of real estate, car ownership, China Merchants Bank savings, etc.), fax or mail proof of financial resources that you have not provided before applying for the card, including a copy of the real estate certificate (the real estate certificate must contain the name of yourself or your spouse or minor children) The relevant departments will re-examine based on your new information.
3. Make good use of temporary quotas. First of all, when the temporary quota of the Palm Life APP can be adjusted, everyone must increase the temporary quota, because if you increase the temporary quota twice, you can increase the fixed quota once! Secondly, China Merchants Bank has a good attitude towards users who spend money overseas, and the quotas they provide are relatively high, which can generally reach about twice the fixed quota. Although it is nominally a temporary overseas quota, it can be used as usual in China. If the overseas quota is used properly, it will be easy to increase the quota.
On June 26, 2019, 8 banks including China Merchants Bank were among the first to launch the online enterprise information verification system. In July 2019, the 2019 Fortune Global 500 was released, ranking 188th. In November 2019, it ranked 85th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, China Merchants Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, it ranked 31st on the People's Daily "China Brand Development Index" 100 list. On January 13, 2020, it was selected into the 2020 Hurun Top Quality Awards. In March 2020, it was selected as the 74th among the top 500 global brands in 2020. In May 2021, it ranked 22nd on the "2021 Forbes Global 2000".