1. Establish a budget plan. Making a budget plan, recording all expenses and planning your own expenses according to it will help you control your financial situation.

2. Establish emergency savings. Put some income into emergency savings for emergencies, such as unemployment and medical emergencies.

3. Restrict the use of credit cards. Don't abuse the credit card, and pay off the credit card debt as much as possible to avoid excessive debt and interest.

4. Start investing. Investment can help you increase your income, but please choose your investment object carefully and conduct sufficient research and risk assessment.

5. Debt management. If you have debts, give priority to the debts with high interest rates and try to reduce unnecessary expenses so as to repay the debts more quickly.

6. Planned pension. Save money for your retirement plan and realize that you need to plan your investment in advance.

7. Learn financial management knowledge. Constantly improve their financial knowledge and skills to help them manage their finances better.