Notes

1. After setting up automatic bank card repayment, the agreement needs to take effect next month. That is, on the repayment due date next month after signing the agreement, the bank will automatically transfer the money from your designated repayment account to return the overdraft of the credit card or international card account. The due date for bank card repayment is the 25th of each month. Please check whether the balance in your repayment account is sufficient before the due date to avoid delays in payment.

2. The calculation formula for the full repayment amount is: last period's arrears + current period's accumulated cash withdrawal and overdraft transfer amount - this month's accumulated repayment amount. Among them, the amount owed in the previous period includes the unpaid overdraft balance in the previous period, interest payable, late payment fees, etc.

For example: If you set up automatic repayment on January 20, the agreement will take effect on February 1 of the next month. On January 25, you still need to go through the repayment procedures yourself. On February 25, the system will make automatic repayment. The repayment amount is: January's arrears + February's accumulated cash withdrawal and overdraft transfer amount - February's accumulated repayment amount.

3. If your international card is changed, please reset the international card automatic repayment service and terminate the original automatic repayment service.

4. Set up credit card automatic repayment, the default is full repayment. The repayment account is the registered card of online banking and its linked account. If the balance of the repayment account is insufficient, the system will not perform automatic repayment processing.

5. This function does not support American Express commercial cards and corporate American Express cards.