The correct format of bank card number is pure numbers, usually 16 or 19 digits.
1. Debit card (generally 19 digits):
(1) Cards with card numbers starting with 955880, 955881, 955882, 622200, 622202, etc. are Link Cards or E-Times Cards ;
(2) Cards with card numbers starting with 955888, 622208, 621288, etc. are Gold Management Cards or ICBC Wealth Management Gold Cards.
2. Credit card (usually 14-16 digits): Card number starts with 3, 4, 5, 6 (except international debit cards).
Debit card fees mainly include annual fees, small account management fees, loss reporting fees, new card processing fees, cash withdrawal fees (including local inter-bank, non-local local bank, non-local inter-bank, overseas ATM, Hong Kong and Macao), transfer Handling fees (including local bank, different bank, local inter-bank, overseas wire transfer), online banking transfer fees (including local bank, different bank, local inter-bank, overseas remittance).
The specific charging standards vary from bank to bank:
Industrial and Commercial Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan/year, and a small account management fee is charged if the amount is less than 300 yuan. 3 yuan/quarter, and inter-bank withdrawals in the same city are 2 yuan/transaction;
Agricultural Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan/year, and a small account management fee of 3 yuan/year is charged if the amount is less than 300 yuan. Quarterly, inter-bank withdrawals in the same city are RMB 2 per transaction;
China Construction Bank: The card application fee is RMB 5, the annual fee is RMB 10 per year, and a small account management fee of RMB 3 per quarter is charged if the amount is less than RMB 500;
Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan/year, there is no small account management fee, and inter-bank withdrawals in the same city are 4 yuan/transaction;
Bank of Communications: Card application The fee is 5 yuan, the annual fee is 10 yuan/year, the small account management fee is 3 yuan/quarter for less than 500 yuan, and the inter-bank withdrawal in the same city is 2 yuan/transaction;
Postal Savings Bank of China: Free card application, Inter-bank withdrawals in the same city are RMB 2 per transaction, and most provinces and cities do not charge annual fees or small account management fees;
China Minsheng Bank: Free card application, no annual fees, and no small account management fees ( (Except Shenzhen), the first 3 inter-bank withdrawals in the same city are free of charge, and the subsequent 2 yuan/transaction;
China Everbright Bank: Free card application, no annual fee, no small account management fee, and the same-city inter-bank withdrawals are free of charge for each month The first 3 transactions per month are free, and the subsequent transactions are 2 yuan/transaction;
CITIC Bank: Free card application, no annual fee, no small account management fee, the first 2 transactions in the same city and inter-bank withdrawals are free per month, and 2 yuan/transaction thereafter; /transaction;
Hua Xia Bank: Free card application, no annual fee, no small account management fee, intra-city inter-bank withdrawals are free for the first transaction per day, and 2 yuan per transaction thereafter;
Shanghai Pudong Development Bank: Free card application, no annual fee, intra-city inter-bank withdrawals of 2 yuan/transaction, and account management fee of 12 yuan/year. If the balance in the account is always more than 1,000 yuan, or there is one purchase with POS card during the year, it will be waived. ;
Industrial Bank: Free to apply for a card, no annual fees, no small account management fees, the first three withdrawals per month for inter-bank withdrawals in the same city are free, and then 2 yuan/transaction;
Investment Promotion Bank: Free to apply for a card, no annual fee, 2 yuan/month for inter-bank withdrawals in the same city, account management fee: 1-5 yuan/month for the same customer with less than 10,000 yuan of assets in the bank.