But if you want to apply for a credit card, you have to fill out the form first, and then you have hope, and then submit the above information to the bank for approval. According to the comprehensive score of the information submitted by the applicant, the bank decides whether to approve the card application and the amount of the card application. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record and so on. A score segment corresponds to a result, from not approving cards to approving cards, and from amount to amount. In addition, ICBC will make a star rating according to your assets in ICBC, and decide whether to issue cards according to the star rating. After submitting the form or online application, you can enter your ID number in the bank official website to check the application progress.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.