Huaxia ETC credit card is issued to individual customers who handle the payment business of Huaxia ETC card. The card types are UnionPay Platinum Card and UnionPay Gold Card, which are used to bind Huaxia ETC card account as the deduction account of expressway toll, so that they can easily enjoy VIP treatment of expressway traffic first and then repay, and enjoy interest-free repayment period, providing cardholders with more convenient and smooth road traffic. At present, it has been put into use in the following areas and will be issued in branches and territories all over the country:

ETC card special:

1. Automatically deduct highway tolls.

Credit cards can be bound as debit accounts for highway tolls. When you cross the toll booth ETC lane, the toll will be automatically deducted from Huaxia ETC credit card.

2. "Pass first, then return"

You don't need to deposit any money in the ETC credit card, you can use the credit line to pay your highway toll, and you only need to repay according to the monthly bill amount to meet your more flexible and convenient use experience. (For details, please refer to the detailed rules of ETC credit card withholding function in each city. )

3. Give away electronic labels (only in some cities)

You only need to deposit a specified amount into Huaxia ETC debit card when opening Huaxia ETC personal business, and Huaxia Bank (only in some cities) will give away ETC electronic tags for free. (See the introduction of ETC credit cards in various cities for details)

4. Toll discount (only in some cities)

Using Huaxia ETC card to cross the road, you can not only enjoy the convenience of fast passage without queuing, but also enjoy the discount of highway tolls in some cities! (See the introduction of ETC credit cards in various cities for details)

Annual fee scheme:

The annual fee of Huaxia ETC Platinum Credit Card is 680 yuan/year, and the annual fee of Huaxia ETC Credit Card Gold Card is 200 yuan/year. Huaxia Bank Credit Card Center exempts Huaxia ETC Credit Card from the annual fee for the first year. Five or more purchases or withdrawals in the first year can be exempted from the annual fee for the following year.