Bank of Communications credit card can call the bank customer service to apply for installment. There is no interest on credit card installment, but there is a handling fee. \ x0d \ 3 0.7%； 0.7% in Phase 6; 12 0.6%; 18 0.6%; 0.6% in 24 periods; \x0d\ handling fee = installment principal * installment handling fee rate. \x0d\ credit card bill installment application requirements: \x0d\ 1, bill installment application time \x0d\ From the trading day to the repayment date, you can freely choose installment transactions under RMB or USD accounts. \x0d\ Unbilled transaction: You can apply for installment payment between the transaction date of 19:30 and the billing date of the bill corresponding to the transaction. \x0d\ For bills that have been issued, you can apply for installment from the day after the bill date to the due repayment date (for customers with automatic repayment in the account, the deadline for application is due repayment date 17:00). \x0d\2。 Conditions for applying for installment bill \x0d\ The applicant must hold a personal card of a bank credit card, have a good record of using the card and have no delay in repayment in the current period. Customers who only hold business cards, business cards, purchasing cards, ANA protection cards or supplementary cards cannot apply for bill installment for the time being. \x0d\3。 Application amount for bill installment \x0d\ RMB. The minimum application amount for bill installment shall not be less than 300 yuan RMB; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time. After the installment of RMB or USD bill is successful, the principal and handling fee of each installment will be credited to RMB account, that is, the installment amount of USD bill will be converted into RMB at the exchange rate specified at the time of application. \x0d\ Note: \x0d\ Cardholders can apply for 3, 6, 9, 12, 18, 24 and other installments once a month within the scope permitted by the bank. After successful application, the first installment will count.