If it is your first time to apply for a Shanghai Pudong Development Bank credit card through online channels, you must have an interview. If it is not your first time to apply for a Shanghai Pudong Development Bank credit card, or if you are applying for a credit card through channels such as the Pudong Development Bank counter, you do not need to go to the bank for an interview. Generally, after receiving the credit card letter from Shanghai Pudong Development Bank, the applicant only needs to bring his or her ID card and credit card to a Shanghai Pudong Development Bank branch for an interview.