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Does the temporary quota of China Merchants Bank need to be returned in full when it expires?
Hello, the temporary quota of China Merchants Bank is not due immediately. The temporary quota of China Merchants Bank expires, and the banking system only recovers the temporary quota. No matter whether the temporary limit is used up or not, users cannot continue to use the temporary limit for credit card consumption. There is no conflict between the expiration of the temporary line and the repayment of the temporary line, and the repayment time of the temporary line cannot be determined when the temporary line expires. According to the regulations, the repayment of the temporary limit needs to be paid in full after the bill comes out. Even if the temporary quota expires before the billing date, the user does not need to repay the temporary quota. After all, the bill has not come out yet.

If the bill comes out, the user must repay the bill generated by the temporary limit in full before the final repayment date of this bill. The bill generated after temporary limit consumption does not support installment repayment or minimum repayment amount.