Credit cards are generally free of annual fees in the first year, and then they will be charged. If the number of consumption is not reached, an annual fee will be charged, and it can only be closed after payment. Details of credit card cancellation are as follows.

Telephone banking cancellation:

Credit cards can be cancelled by telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account.

Bank counter cancellation:

Carry valid certificates, such as ID cards and credit cards;

Get the reservation number from the bank and queue up;

Explain to the service staff that you want to cancel the account, give the credit card to the bank staff and fill in the relevant application;

Credit card cancellation is over.

Precautions:

If the credit card is lost, you need to reissue a credit card first, then cancel the account, and the card fee is required to reissue the card;

Credit card cancellation must take out the balance on the card to ensure that there is no debt on the card.