Is the credit card penetration rate high in South America

A: Not very high. In South America, the credit card penetration rate is not high, and all countries are accustomed to using their own local payment and trust this payment method.

next, we will introduce some mainstream overseas local payment methods that consumers in Latin American countries love, and the key countries include Brazil, Mexico and Argentina.

Why does every American have two credit cards

1? Credit cards can be used in most places of consumption in the United States.

2. The credit card is easy to carry and has a high safety factor. To avoid the safety problems caused by shopping with large amounts of money, many merchants also welcome to use credit cards because they don't need change for convenience.

3. Credit cards originated from the United States, and have a history of nearly 1 years, so the popularity rate is relatively high.

penetration rate of Diners' credit cards in Europe

The penetration rate of Diners' credit cards in Europe is ok,

The popularity of credit cards is still very high at present, because more and more people use credit cards now. Every bank is launching this different credit card, and even some of them are credit co-branded cards and credit cards.

2. As an ordinary card type for credit consumption, the biggest difference between it and bank cards is that ordinary bank cards belong to debit cards. It belongs to storage and use, and credit cards generally belong to a type of card that is borrowed for consumption in advance, like the credit cards issued by many banks now. The average credit card of people in China is 3 billion, which means that everyone in China has two or three credit cards on average. You can imagine.

is the credit card useful?

On this topic, let's take a look at the overall situation of domestic credit cards in the first half of 218. The number of banks that issued more than 1 million cards has increased to four. It can be seen that all major banks are staking out cakes, and attracting customers is nothing more than rights and interests.

It can be seen that the popularity of credit cards is very high now, and many people hold three or five cards, because credit cards can improve the quality of life, bring convenience in all aspects of daily life, save money, and save money is earned.

transportation: nowadays, most people like to travel by car. if it is not convenient to apply for an ETC credit card, such as the post car card, you can also enjoy a 22% discount on the toll.

You have to refuel when driving. At present, the oil price has entered the 8 yuan era with lightning speed. You can save a lot by getting a credit card that can refuel at a discount.

Travel: If you feel tired of driving by car, choose to take the high-speed train. During the Chinese New Year holiday, the major stations are crowded with people. If there is a high-speed train in Zhang Guangfa, you can go to the VIP waiting room of the high-speed train to read books and surf the Internet. This is called travel.

If you choose to travel by air, you can enjoy special airport pick-up and VIP waiting room service if you have a Pudong Auntie White or Xingye Leisure White. If you have a good card for mileage exchange, such as CITIC Yi Xiaobai, you can exchange air tickets, which saves a lot of money. If the flight is delayed, such as the delay insurance of CITIC and Bank of Communications Bai Qilin, you can get compensation to make yourself feel better.

Gourmet: Maybe some people say that I don't have a travel plan, I have a shuttle bus to work, and I don't refuel much. Usually I just enjoy food with my sisters, so you should have a credit card, such as CITIC's 9-product sharing exchange, which can be exchanged for all kinds of delicious food, etc., which can help your taste buds.

in short, we can enjoy many other benefits of credit cards, and if we save them, we will earn them.

so much for the introduction of credit card penetration rate.