1. Automatic repayment may be bound. No matter whether the repayment has been made before the final repayment date, the system will automatically deduct the money at that time. If automatic repayment has been bound, there is no need to prepay, as long as the savings card account has enough balance, it can be deducted.

2. The cardholder pays off the money in advance, and the cardholder has new consumption before the bill comes out;

3. If the system is delayed or fails, the cardholder can try to log out of the system and log in again;

4. The cardholder's arrears have not yet arrived, and the cardholder can wait patiently for the repayment to arrive.