First, there is overpayment on credit cards. If you want to cancel your credit card, you can cancel it and return the overpaid money to the cardholder's own savings card.

Second, credit cards handle cash installment, universal payment, financial intelligence and other services. , and transfer to the savings card for cash withdrawal. Installment fee will be charged for installment repayment.

Third, under extremely special circumstances, if a large amount of overpayment is mistakenly transferred to a credit card, you can communicate with customer service, apply for not returning the card, and transfer the overpayment to a savings card.