If you want to travel abroad, how can you avoid being refused a visa? What should I do if I lose my credit card?

Of course, everything depends on your own plan. It's good to follow the overall plan. If you have a country you like in your heart, then just think about it as you wish. But purely from the perspective of visas, I have some suggestions for everyone. Having a good overseas record will give you a lot of points for your future visa.

Of course, if you have good conditions and obtained a visa to the United States, Canada and other countries for the first time, congratulations to you. Many countries will welcome you~. Said another thing. However, if you want to be the first to go to developed countries such as the United States and Canada, but there is no overseas record in your passport and visa book, it will be more likely to be rejected. The visa officer has reason to suspect that you have immigration investment risks. Therefore, it is very important to accumulate visas from other countries that are not easily refused.

It is very easy to obtain visas for Southeast Asian countries such as Thailand, Malaysia, Vietnam, Cambodia, and Indonesia, and the transactions are relatively low, so you might as well start with them. After visiting one or two of these places, your passport and visa will no longer be filled with paper and love. Next, you can directly apply for a visa to a country with higher recognition, such as Japan.

Why is the Japanese visa so valuable? It is among the "developed countries" (other developed countries also include: the United States, Canada, Schengen, the United Kingdom, Australia, and New Zealand). This adds another benefit: after obtaining a visa from one of the developed countries, and then applying for a visa from another country, the success rate is higher than before. When you return to China, if you need to replace a bank credit card

For credit cards that have been swiped at high-risk merchants and are indeed at risk of data leakage, especially those that have been to countries such as Southeast Asia where the risk of credit card fraud is relatively high. For tourists who are traveling in or around the country, when the card-issuing bank discovers that the bank's credit card is risky, it can remind the customer by phone or text message, and at the same time provide free card replacement services. What should you do if your credit card is stolen?

If the card user finds out that his or her credit card has been stolen based on text message notification or online inquiry of consumption records, you can follow the following procedures

1. Chapter 1 Go to the nearest ATM or merchant to withdraw money or make transactions. The amount does not need to be very large, but keep the consumption receipt to prove that the credit card is still with you and that the previous abnormal consumption records are stolen.

2. Immediately call the card-issuing bank to apply for freezing the credit card. Generally, after swiping the credit card, it will take a certain amount of time for the financial institution to transfer the money to the merchant (1-3 days may vary). The freeze will be done immediately and the account can be recovered. payment.

3. It is required to track bank consumption records and provide the insurance company with relevant evidence that the credit card has been stolen, such as the transaction has not been made, the transaction has not been made, and the payment voucher has not been signed. wait.

4. Use good lost card protection. The credit card loss protection clauses of most banks can compensate for losses only 48 hours before the customer reports the loss, and the limits on the compensation system will also be different, so be sure to inform the financial institution as soon as possible.

5. Find out the merchant information where the fraudulent consumption records occurred, and contact the merchants related to the fraudulent consumption records for investigation. If necessary, you can go to the local public security department to call the police, and ask the public security department to help investigate and collect evidence and promote investigations.