Except for some annual fee cards, Ping An Credit Card is exempt from annual fee in the first year, the main card is exempt from annual fee in the following year after swiping for 6 times in the current year, and the supplementary card is exempt from annual fee for life. If you don't specify an annual fee card, you can reduce the annual fee as long as you meet the credit card conditions, and you don't have to worry about being charged an annual fee after activation.
About quota sharing:
All cards (including supplementary cards) of Ping 'an personal credit card account share the same amount, and multiple credit cards handle it, and the amount is not accumulated.
For example, the credit card limit is 20,000, and there are 2 credit cards under the name; If one card runs out of 6.5438+0.5 million yuan, then the available amount of the other card is 5,000 yuan.
Except for Ping An RT Mart Card, Business Card, Jintong Card and Huayang Card. These cards are calculated separately with independent accounts, credit limits, billing dates and repayment status, and are not shared with other Ping An credit cards.