Points may not be accumulated for the following items during the use of credit cards:

(1) Bank card annual fees, interest and liquidated damages, handling fees and other various matters in accordance with "China Fees charged by "Agricultural Bank of China Jinsui Debit Card Regulations", "Agricultural Bank of China Jinsui Credit Card Regulations" and "Agricultural Bank of China Jinsui Credit Card Usage Agreement (Personal Card)", etc.

(2) Consumption completed by bank card holders at special types of merchants, including but not limited to real estate, wholesale, sales, leasing and maintenance of various motor vehicles, aircraft and their spare parts, fuel Sales, vending machines, public institutions, government services.

Taxation, withholding and payment, charity and social welfare, medical institutions, schools, child care, agricultural services, contracting services, gardening, electrical parts and equipment, heating, cleaning, direct sales, highway tolls, Spend at merchants such as Alipay.

(3) Credit card cash advance, overdraft cash withdrawal and other transactions.

Extended information:

Consumption transactions completed with Agricultural Bank of China bank cards can accumulate personal customer points. For every RMB 5 spent with a debit card, 1 point will be accumulated. Less than 5 yuan will not be counted. Points, a single transaction can accumulate up to 300 points. Credit cards accumulate 1 point for every RMB 1 spent, 6 points for every USD 1 spent, and 8 points for every 1 Euro spent.

For purchases made by cardholders at the following designated types of merchants (subject to merchant category codes), a maximum of 300 points can be accumulated in a single transaction, and a maximum of 3,000 points can be accumulated in the same account per month.

Agricultural Bank of China-Credit Card Points