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Do you use a credit card to save money?
You don't need to save money to apply for a credit card. Credit cards are different from debit cards. You can spend first and then pay the bill. \x0d\ You can deposit money in a credit card, but unlike a debit card, no matter how much money is deposited in a credit card and how long it lasts, there is no interest. Not only that, if you want to withdraw the money from the deposit, most banks will charge an overpayment to get back the handling fee. The so-called overpayment refers to the overpayment of funds by credit card users or the funds deposited in credit card accounts, and a certain fee must be paid when they take them out. Simply put, there are some deposits in the credit card that exceed the bills that should be repaid, and there is a charge for taking them out. \x0d\ Although credit cards can save money, it is better not to deposit money in credit cards, but also to save money. \x0d\ Because the money taken out and put in is subject to handling fees, banks do not distinguish between their own money and the money overdrawn by banks. In the end, you have no choice but to pay by credit card. Of course, if you just want to make more money, of course you can.