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I applied for a Zhang CMB credit card in Shenzhen. Can I use it when I return to Wuhan? If the repayment date comes and my associated card does not have enough money to repay...

Hello, you can use credit cards for consumption in Wuhan. If the automatic repayment function is activated to repay in full, and on the repayment date, all funds in the card will be repaid to the credit card, and you will need to repay the remaining balance manually. If the repayment amount is equal to or higher than the minimum repayment amount, there will be interest (all consumption in the current period will be charged interest starting from the recording date (usually the second day after consumption), with a daily interest rate of 5/10,000, until you all until it is paid off), but it will not affect your personal credit; if you do not even pay the minimum, there will be interest and late payment fees, which will also affect your personal credit.

If you have any other questions, you can call 4008205555 at any time or log in to the online customer service: /cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you very much for your attention and support to our bank!