The annual fee for the main card of CITIC Bank Platinum Card is RMB 2,000; The annual fee for supplementary cards is RMB 1000. If you swipe your card or withdraw cash 1 time within 30 days of card approval, you will be exempted from the annual fee for the first year, and if you swipe your card or withdraw cash five times within one year, you will be exempted from the annual fee for the next year.

There is no charge if the credit card is not activated (note: except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card and Annual Fee Package Card).

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Matters needing attention of CITIC Bank Platinum Credit Card

The credit line of China CITIC Bank Puka is generally between 3000- 10000 RMB; The credit line of the gold card is within the range of 10000-50000 yuan; The credit limit of a platinum card is generally above 50,000 yuan. CITIC Xiaobai Card is positioned at the level of CITIC Gold Card, with an initial amount exceeding 1 10,000 yuan and an upper limit of 50,000 yuan. If you want to get high credit, the more financial certificates, the better.

Citic Xiaobaika's card-lifting skills

1. After using the card for half a year, the cardholder can call the customer service hotline of CITIC Bank 95558 to apply for withdrawal, and the bank will decide whether to withdraw cash according to your card usage and credit history.

2. More credit cards, more spending, and spending in JD.COM will all affect the increase of the quota.

You can pay by installments appropriately, but you have to pay some handling fees. This is a way to increase the credit card limit of CITIC. It is best to use installment payment when shopping in JD.COM.

4. Put an end to bad credit card records and repay on time. If you can't repay in full, you should also repay the minimum repayment amount on time and pay interest.

Baidu Encyclopedia-China CITIC Bank Credit Card