Whether a credit card can be transferred after cancellation varies greatly from bank to bank.

The customer service of a state-owned bank said that after the credit card account was blocked, the account could not be recorded, the banking system would automatically report an error and the money would be automatically returned.

The customer service of another state-owned bank said that their bank can make an appointment to cancel the account through telephone banking. After 30 days, if it meets the requirements, the banking system will cancel the account, but the account can still be credited within these 30 days. However, the customer service said that they also considered that some customers would mistakenly transfer money to their credit cards to cancel their accounts. Therefore, when the customer closes the account, he will let the customer choose the handling method. First, the balance will be abandoned, and the transfer to credit card cancellation will not succeed. The second type is balance transfer, that is, the money is transferred to the credit card reserved for account cancellation, and the money will be directly transferred to the "balance transfer account" left by the customer.

In addition, the customer service of the other two banks said that the accounts will be kept for a certain period of time after they are closed, and the transfer of these accounts will be recorded. If you want to withdraw cash, one of the banks stipulates that there is no charge; Another bank stipulated that it should charge three thousandths of the withdrawal amount, and the minimum charge standard was in 5 yuan.