Credit cards should be familiar to everyone. Many people have applied for several credit cards, which may come from the same bank or different banks. Do you know what caused the credit card limit to be negative? If you don't know, look here.

Why is the credit card limit negative?

Overpayment exists in 1.

Sometimes credit card repayment may be over-repaid, and the excess part will form over-repayment in the credit card. When you check the credit card limit, if there is overpayment in the card, the overpayment will be displayed as a negative number.

2 Temporary line expires

The cardholder applies for a temporary credit card limit for consumption, and the temporary credit card limit is valid. Once the temporary credit card limit expires, the credit card limit will be restored to the original fixed limit, and the available credit card limit will be deducted at this time, so the credit card limit will become negative.

3 overdraft consumption

There is also an upper limit on the credit card limit. Once you use a credit card to spend, use up the credit card limit or even exceed the limit, then the excess will naturally be displayed as a negative number.

The above are the possible reasons why the credit card limit is negative, subject to the actual situation.